The Achieve Debit Visa/MasterCard: A Prepaid Credit Card Review

Bancorp Bank offers the Achieve Prepaid Visa Card for customers who want to manage their money. It seems like a relatively new offering and I haven't seen a lot of reviews about it yet.  Here are the features and advantages:

Visa or Mastercard:  Mastercard Debit

Appearance:  Fixed

Withdrawals:  According to the Cardholder agreement, a maximum of eight (8) ATM withdrawals are permitted.  You cannot withdraw more than $300 in one transaction and no more than $600 a day.  You cannot spend more than $2500 a day.

Deposit:  You can add money to your account by direct deposit or by a GreenDot MoneyPak purchase for cash.  You can load a maximum limit of $1000 via cash or $10,000 via direct deposit a day.

Account Management:  You can monitor your account via text/email alerts or on the website www.achievecard.com.

Fees:  $5.95 Monthly Fee if you deposit more than $2,000 a month otherwise the fee is $9.95.  There is a $2.50 ATM Withdrawal fee for non-network ATMs.  $0.95 ATM Balance Inquiry Fee.

For more infomation and the full Cardholder agreement, please go to www.achievecard.com

Delta Skymiles Check Card: A Prepaid Credit Card Review

Since American Express entered the prepaid card race, Delta Skymiles wasn't too far behind.  Now at www.deltacheckcard.com you can have your very own Delta Skymiles Mastercard funded by your Suntrust bank account.  Here are the features and advantages:

Visa or Mastercard:  Mastercard

Appearance:  Custom

Withdrawals:  Free unlimited withdrawals at any Suntrust ATM

Deposits:  Since it is funded by a Suntrust Bank account Suntrust account policies apply here.

Account Management:  You can manage this card via your Suntrust checking account.  The card is also protected by Mastercard Global Service.

Fees:  $75 Annual Fee