Friday, October 12, 2012

The UPside Visa Card: A Prepaid Credit Card Review

The UPside service and UPside prepaid card are operated by Plastyc Inc, based in New York, NY. The UPside Visa Prepaid Card is issued by Metabank in Sioux Falls, SD.  The card service is described as "a money management service that comes with an UPside Visa Prepaid Card and an online virtual check book."   Here are the features and advantages:

Visa or Mastercard:  Visa Only

Appearance:  Custom Made to User Request at Checkout

Withdrawals:  You can withdraw up to $400 in a single transaction or up to $500 in a 24-hour period.

Deposits:  You can add money by direct deposit, Green Dot MoneyPaks, UPside card-to-card transfer (restrictions apply) or another credit/debit card in your name (restrictions apply).

Account Management:  You can monitor your account online or through text and email alerts.  UPside also has spending thresholds in place to promote financial responsibility.

Fees:  $0.99 Monthy Maintenance fee if account is less than $500 a month.  $4.95 Monthly Maintenance fee if your account is greater than $500 a month.  $4.95 Moneypak Deposit Fee.  $1.95 ATM Withdrawal Fee.  $0.99 ATM Inquiry Fee.  $2.00 ATM Decline Fee.

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